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Apply on line for SBI private Gold Loan in Asia – Personal Banking

Apply on line for SBI private Gold Loan in Asia – Personal Banking

Personal Gold Loans

SBI Private Gold Loan
  • Features
  • Eligibility
  • Payment
  • Papers Required
  • Interest rate

SBI Gold Loan may be availed by pledge of silver ornaments including coins offered by Banking institutions with minimal paper work and interest rate that is low.

Features

  • Optimum Loan Amount: Rs 20.00 lacs
  • Minimal Loan Amount: Rs 20,000 /-
  • Margin
    • Gold Loan: 25%
    • Fluid Gold Loan: 25%
    • Bullet Repayment Gold Loan: 35%
  • Protection: Pledge of silver ornaments duly confirmed for quality & volume.
  • Processing charges: 0.50per cent associated with the Loan amount + applicable GST minimum Rs500/- + applicable GST
  • Rate Of Interest:
    • For just about any Loan quantity: 0.50% over the MCLR-1yr
  • Others: Gold appraiser fees is going to be compensated because of the Applicant.

Eligibility

  • Age: 18 years and above
  • Career: Any specific (singly or jointly) with Steady income source including: Bank’s Employees, Pensioners. (No evidence of earnings needed)

Payment